Quite a few years ago a bunch of my friends decided to start an investment group when it was the thing to be doing. We decided to call ourselves BMW hoping that it was going to bring us good karma but needless to say it hasn't always been a bull market. Even though we have not made tons of money we have had a lot of fun. Every year in September we have out meeting at Lori's house and members bring their children and ride horses. Lori and Rick are such good sports about it. Thanks guys!!! In October we have our meeting at the Mandarin which we all look forward to all year and then we take off November and December.